Holiday Fraud — Merchants Beware
The Holiday Fraud Season Is Here – Are You Ready?Merchants Beware! The busiest time of the year is here, and there is nothing quite like the holiday shopping season for merchants. The boom in sales during November and December is vital for most merchants in logging a...
The Origin of Christmas
Why is Christmas Day on the 25th of December? Christmas is a celebration of the birth of Jesus Christ, who Christians believe is the Son of God. The name 'Christmas' comes from the Mass of Christ (or Jesus). A Mass Service is where Christians remember that Jesus died...
Happy Thanksgiving
The Origin of Thanksgiving Thanksgiving Day is a national holiday in the United States, and Thanksgiving 2019 occurs on Thursday, November 28. In 1621, the Plymouth colonists and Wampanoag Indians shared an autumn harvest feast that is acknowledged today as one of the...
Merchant Account vs. Payment Gateway. Why you need both!
Merchant Account vs Payment Gateway: Why You Need Both for processing We often hear merchants ask us two questions: 1 - What is the difference between a Merchant Account and a Payment Gateway?2 - Which one do I need. Before we give you the answer to...
Cheapest Usually is not the BEST!
There's an old saying in the sales business; "If you get it on price, you'll lose it on price". We cannot tell you how many times this has rang true. Let's face it, payment processing is a commodity and merchants are inundated daily with companies soliciting their...
American Express OptBlue
American Express Too Expensive???? Not Anymore! Merchants were typically not fans of taking American Express as a form of payment. Many believed they were much more expensive, limited clientele, and reconciling transactions was always challenging since Amex...
Metro Knocksout PayPal & Square
Before using PayPal or Square – Call Metro First!!! Metro offers a more cost-effective mobile processing service which far exceeds our customers’ expectations. Why Pay MORE? Don’t get stuck with high flat rates, funds being held and customer service online only –...
Merchant Account vs. Square or PayPal
Benefits of a Merchant Account vs. Square or PayPal Most merchants have the mindset that they are paying a flat rate with Square or PayPal which saves them money. For merchants using Square, they believe that they are paying a flat rate of 2.75%. However,...
Carding Fraud
Empower Yourself to Fight Fraud —But Get Help If You Need It Card Testing/Carding Fraud Is on the Rise Sometimes, a cyber thief gets his hands on a stolen credit card number but doesn’t know if it’s valid, or how high the credit limit is. They might make small test...
VISA/MASTERCARD RETURN AUTHORIZATION MANDATE
The credit card associations, Visa and Mastercard, are changing the way refund transactions are handled. The mandate was first introduced last year on specific merchants; however, it became effective on April 2019 for all merchants. This mandate applies to merchants...